As we enter our second year in business, we’re so honoured and proud to also be celebrating that we have been announced as Finalists for four awards across three categories in The Adviser Better Business Awards 2021, including two nominations as Finalist for Best Newcomer, along with Best Branded Office and Best New Office.

Getting a home loan, car loan or business loan can be quite complex, involving research, interest rate comparison, lender comparison and lots of paperwork. It can feel overwhelming for many people who find themselves navigating this process alone.

A fixed rate home loan allows you to secure an interest rate on your home loan, with the rate generally fixed for between one and five years. Choosing a fixed interest rate is a great way to give you stability and certainty over your mortgage repayments for the medium-term, meaning you’ll know what your weekly or monthly repayments will be and can confidently plan for the future.

A common question we get from our home loan clients is ‘How can I pay off my home loan faster?”. We love helping our clients find ways to pay off their mortgages faster, if their goal is to be mortgage-free sooner or to unlock extra value in their property to put towards things like the purchase of an investment property!

If you have a mortgage, chances are you’ve heard of the term 'refinancing'. Refinancing your home loan can sometimes lead to significant savings. There are many reasons why your current loan might not suit you or might be outdated in today’s competitive market. You might want to reduce monthly payments, consolidate debts, or redraw extra funds, refinancing a home loan can offer some of these solutions.

As mortgage brokers who are specialists in home loans, one of the popular questions we get asked is what does LVR mean? We discuss the meaning of Loan to Value Ratios and give some inside tips on home loans and what you need to know when buying a home or refinancing.

Even though consumers are likely to stay with a lender that they have an existing relationship with, they are often disappointed that their loyalty is not rewarded. We explore some hard truths in our Bank or Broker article. If you’re looking at getting a home loan or refinancing, you’ll want to read this!

If you have a home loan and have found yourself in financial hardship during COVID-19, you may be wondering if you should pause your mortgage repayments. We explore the impacts of a repayment pause on Australian family mortgages.